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Baccarat Rules

Table games have their very own dedicated audience and those who prefer them to slot games, would never make the transition.

One of the reasons for why they stick to games such as baccarat is that the rules are easy to pick up, while the game itself is fun to play. When it comes to the odds of winning, players have to beat a small house edge, barely exceeding 1%.


This brings us to the first rule of baccarat, which says that players can bet on the banker's hand, which has a house edge of 1.17% or the player's hand, where the edge is bound to 1.36%. While there are only two hands dealt, several players can participate and all of them can decide whether they will be betting on the banker or the player. It is customary to choose the latter, for the simple reason that when playing live baccarat, you don't want to be the one betting against your peers.

Over the Internet, things are slightly different, because you don't actually get to interact much with fellow baccarat players and the top priority is to decrease the house edge. The payouts differ slightly, with online casinos offering a smaller return on investment to those who bet on the banker, by charging a commission ranging from 3 to 5%, while rewarding those willing to take a leap of faith by betting on the player to win


There are many similarities between blackjack and baccarat, with cards having their face value, while aces are equal to one point. The purpose of the game is to make the best hand, which is nine and in order to prevent players from going bust with the first to cards, only the second digit will count.

Assuming you are dealt a six and a seven, your hand total will be three instead of 13 and you will get to draw another.

The best case scenario is for either the banker or the player to make a hand whose total is 9, which is commonly referred to as a natural. It is not that bad to make a 6 or 7, but the downside is that players are supposed to stand at these values, unless the banker made an actual hand. By comparison, the banker needs to stand at 7-8, while being compelled to ask for another card at 0-1-2.

His advantage consists in the fact that he knows whether it is worth asking for another card, by looking at the third card previously dealt to the player.

This is where the narrow house edge comes from, and savvy baccarat players need to come up with a basic strategy to follow at both live and online tables.

The banker has to hit 3, except for the situation where the player's third card is 8 and do the same for 4, unless the same third card is 1, 8, 9 or 10.

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